| Abstract
| - This research examined the extent and patterns of financial planning among a range of professionals (lawyers, social workers, high school teachers, and college professors). The 457 respondents placed their primary emphasis on pensions (including Social Security) and continued work-related income, although four types of pre-retirement financial planning were identified. The most consistent predictor of the extent of planning was present income, but gender was also important. The extent of planning, however, was limited.
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